39.94 Acres in Monroe County, TN

Land Description

Owner Financing Available. (see details below)

Build a home on these 40 mountaintop acres and you'll feel like you own your version of Smoky Mountain National Park, but with all utilities available you won't sacrifice modern conveniences.

Property Overview:

Address: 285 Highlands Bluff, Tellico Plains, TN 37385

Size: 39.94 Acres

Price: $179,900

Key Features:

Beautiful Mountain Valley Views

Power, Water, & Septic Available

Very Light Restrictions

Surveyed

Only 22 mins from Boat Ramp

Abundant Wildlife

Priced about 22% Below Market

PROPERTY: Escape to your own secluded paradise with this stunning 39.94-Acre mountaintop property less than 10 minutes from Tellico Plains, one of Tennessee's finest small towns. This pristine wooded lot features gentle slopes, breathtaking mountain valley views, and abundant wildlife, making it the ideal canvas for your residential or recreational dream. Enjoy the peace and privacy provided by Highlands Bluff subdivision, complete with Hoa-Maintained power and water lines available along Highlands Bluff road, to which this property is afforded legal access via another private dirt road. With no zoning restrictions, light Cc&Rs, and options for conventional or modern septic systems, building your getaway home is both flexible and affordable. The property has been fully surveyed, boasts low taxes, and offers easy access to nearby natural wonders like Tellico River Gorge and Cherokee National Forest trails. The Ballplay boat ramp to the Little Tennessee River is just 22 minutes north, while the charming meadows of Tellico Plains is a quick 10 minute drive south. Whether you're hiking the trails or gazing across the valley as you sip your morning coffee, this picturesque property is your gateway to mountain living at its finest. Get it today at an unbeatable Acretown price.

Call, text, or email Scott if you have any questions or would like to make an offer. If you're a Spanish speaker, please ask for Andy on our team and he'll be glad to help you. We've posted a lot of info below - including critical instructions for visiting the property - so please keep reading.

Property Description:

Address: 285 Highlands Bluff, Tellico Plains, TN 37385

Size: 39.94 Acres

GPS Coordinates: 35.410884, -84.256655

Full Legal Description: Available upon request

Plat Map/Survey: Available upon request

Title: General Warranty deed (clean - no back taxes, no liens)

Dimensions: irregular

Floodplain: none

Wetlands: approximately 0.18 acres at the bottom (east side) of the property

Elevation: 1246 feet

Terrain: sloped

Condition: undeveloped, wooded

Access: legal access to Highlands Bluff road via private road easement

Power: HOA power lines along Highlands Bluff road (Hoa has indicated that capacity can likely accommodate one home per lot, but owner will be required to pay for the line extensions to the home)

Water: HOA water lines along Highlands Bluff road (Hoa has indicated that capacity can likely accommodate one home per lot, but owner will be required to pay for the line extensions to the home; initial tap fee of $300 + $45 monthly service fee)

Wastewater: HOA sewer system is available for a fee of $240 per year (leach field)

Taxes: estimated $567.27 (based on $909.00 total for the 64-acre parent tract billed in 2024, or $14.20 per acre)

Hoa: The Highlands (none currently, but HOA expects to start billing HOA fees once a home is built; other homeowners currently pay $1140 per year)

DEED Restrictions: The Highlands Cc+R's

Single family homes and condos

1000 sf minimum home size

no farm animals (pets Ok)

No hunting or firearm discharges

Inquire for Full Restrictions

School District: Tellico Plains, Tellico Plains, Tellico Plains

NEAREST Cities: Tellico Plains, Madisonville, Knoxville

NEAREST Airports: Monroe County Airport (34 mins), Knoxville McGhee Tyson International (1 hr 6 mins)

Visiting the Property

You can go view the property at your convenience - owner does not need to accompany. Please call/text us to let us know you're heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. We'd appreciate a couple hours notice if possible.

Driving Directions: Simply enter your starting point to get step-by-step directions.

You can navigate to the following GPS Coordinates: 35.410884, -84.256655

Local Attractions

Surrounded by stunning outdoor attractions, this area offers abundant opportunities for recreation and exploration. The Tellico River Gorge is a popular destination for fly fishing, renowned among anglers for its thriving trout population and scenic river views. Nature enthusiasts will appreciate the Indian Boundary Recreation Area, known for its serene lake perfect for kayaking, canoeing, and family-friendly picnic spots. For hikers, the Conasauga Falls Trail provides a rewarding trek through lush forests leading to a picturesque waterfall. Essential supplies and groceries can be easily found in nearby Tellico Plains, while broader shopping needs-including Walmart-are met in Madisonville. For urban amenities, entertainment, and major services, the vibrant city of Knoxville is conveniently accessible.

OWNER Financing: We do offer owner financing under the following terms:

Owner Financed Price $198,000

Down Payment $40,000

Monthly Payment $2202.52

Term 10 years (120 months)

Interest Rate 10.9%

No Pre-Payoff Penalty.

Call, text, or email Scott if you'd like to discuss an offer. If you're a Spanish speaker, please ask for Andy on our team and he'll be glad to help you.

For Sale by Owner: We are investors, and are selling this lot For-Sale-By-Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a Realtor, then you're welcome to have them contact us on your behalf.

Why Are You Selling It So Cheap? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and that's our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quickly…and more of it. In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months).

Disclaimer: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyers responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable usage for the property. We are happy to help however we can.